How it affects you: If your annual premium is $2,000, the first increase is an extra $1,738, bringing your premium up to $3,738. Add an additional $575.65 for the second increase, which brings total premium to $4,313.65.

How it affects you: If your annual premium is $2,000, the first increase is an extra $1,632, bringing your premium up to $3,632. Add an additional $555.70 for the second increase, which brings total premium to $4,187.70.

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